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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,812 | $201,344-27.1% | $184,243-20.3% | $145,877+0.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.35% | 29.01%-17.7pp | 28.82%-17.5pp | 551.28%-539.9pp |
| Employer contribution / active EE | $5,042 | $7,022-28.2% | $6,427-21.6% | $4,663+8.1% |
| Participant deferral / active EE | $8,523 | $9,807-13.1% | $9,132-6.7% | $6,691+27.4% |
| Admin fee / account holder | $2,325 | $16,382-85.8% | $13,914-83.3% | $13,402-82.6% |