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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,138 | $185,883-31.1% | $170,043-24.6% | $139,466-8.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.87% | 60.54%-43.7pp | 53.40%-36.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $5,302 | $7,596-30.2% | $6,790-21.9% | $4,754+11.5% |
| Participant deferral / active EE | $9,995 | $11,626-14.0% | $10,410-4.0% | $6,712+48.9% |
| Admin fee / account holder | $7,542 | $15,393-51.0% | $12,824-41.2% | $11,409-33.9% |