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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,591 | $38,967-39.5% | $86,233-72.6% | $79,634-70.4% |
| Participation rate | 21.9% | 34.1%-12.1pp | 69.0%-47.1pp | 62.5%-40.6pp |
| Annual return | 23.09% | 49.90%-26.8pp | 61.39%-38.3pp | 36.46%-13.4pp |
| Employer contribution / active EE | $515 | $868-40.7% | $2,504-79.4% | $2,529-79.6% |
| Participant deferral / active EE | $797 | $1,663-52.1% | $4,559-82.5% | $3,835-79.2% |
| Admin fee / account holder | $591 | $2,660-77.8% | $8,342-92.9% | $1,002-41.0% |