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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,827 | $138,078-92.9% | $125,363-92.2% | $134,509-92.7% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -18.78% | 750.49%-769.3pp | 572.15%-590.9pp | 418.13%-436.9pp |
| Employer contribution / active EE | $1,308 | $5,245-75.1% | $4,815-72.8% | $4,741-72.4% |
| Participant deferral / active EE | $8,356 | $7,800+7.1% | $7,447+12.2% | $6,400+30.5% |
| Admin fee / account holder | $1,819 | $11,566-84.3% | $10,005-81.8% | $11,427-84.1% |