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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,753 | $84,551-94.4% | $61,452-92.3% | $134,532-96.5% |
| Participation rate | 36.4% | 62.2%-25.8pp | 52.6%-16.2pp | 81.2%-44.9pp |
| Annual return | -42.61% | 585.39%-628.0pp | 338.96%-381.6pp | 418.27%-460.9pp |
| Employer contribution / active EE | $798 | $1,545-48.4% | $1,160-31.2% | $4,741-83.2% |
| Participant deferral / active EE | $839 | $2,818-70.2% | $2,125-60.5% | $6,401-86.9% |
| Admin fee / account holder | $164 | $2,587-93.7% | $2,131-92.3% | $11,429-98.6% |