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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,385 | $148,623-93.0% | $135,974-92.4% | $139,466-92.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 33.64% | 79.30%-45.7pp | 68.30%-34.7pp | 373.66%-340.0pp |
| Employer contribution / active EE | $1,841 | $5,246-64.9% | $4,859-62.1% | $4,754-61.3% |
| Participant deferral / active EE | $4,729 | $8,103-41.6% | $7,760-39.1% | $6,712-29.5% |
| Admin fee / account holder | $361 | $12,406-97.1% | $10,767-96.7% | $11,409-96.8% |