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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,828 | $57,140+13.5% | $85,240-23.9% | $80,959-19.9% |
| Participation rate | 15.4% | 56.4%-41.0pp | 67.5%-52.1pp | 67.7%-52.3pp |
| Annual return | 13.32% | 21.71%-8.4pp | 66.75%-53.4pp | 35.67%-22.3pp |
| Employer contribution / active EE | $661 | $1,802-63.3% | $2,735-75.8% | $2,757-76.0% |
| Participant deferral / active EE | $1,454 | $3,115-53.3% | $4,527-67.9% | $4,300-66.2% |
| Admin fee / account holder | $287 | $4,992-94.3% | $6,165-95.4% | $6,925-95.9% |