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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,602 | $60,442+23.4% | $96,754-22.9% | $87,485-14.7% |
| Participation rate | 16.7% | 58.7%-42.0pp | 70.3%-53.6pp | 68.9%-52.3pp |
| Annual return | 20.15% | 21.97%-1.8pp | 82.04%-61.9pp | 26.06%-5.9pp |
| Employer contribution / active EE | $594 | $1,691-64.9% | $2,679-77.8% | $2,596-77.1% |
| Participant deferral / active EE | $1,454 | $3,280-55.7% | $4,758-69.4% | $4,274-66.0% |
| Admin fee / account holder | $272 | $5,069-94.6% | $8,905-96.9% | $7,775-96.5% |