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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,504 | $211,239-90.8% | $178,528-89.1% | $145,877-86.6% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 11.10% | 30.22%-19.1pp | 27.11%-16.0pp | 551.28%-540.2pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $25,443 | $6,963+265.4% | $6,278+305.3% | $6,691+280.3% |
| Admin fee / account holder | $301,092 | $12,095+2389.5% | $10,419+2789.8% | $13,402+2146.6% |