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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,660 | $156,398+131.9% | $147,318+146.2% | $138,895+161.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.18% | 78.75%-59.6pp | 70.43%-51.3pp | 145.39%-126.2pp |
| Employer contribution / active EE | $2,848 | $4,853-41.3% | $4,593-38.0% | $4,194-32.1% |
| Participant deferral / active EE | $10,956 | $8,237+33.0% | $7,906+38.6% | $6,396+71.3% |
| Admin fee / account holder | $291,407 | $14,976+1845.9% | $13,708+2025.9% | $12,562+2219.7% |