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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,262 | $105,198+139.8% | $159,455+58.2% | $85,856+193.8% |
| Participation rate | 73.3% | 75.8%-2.4pp | 82.8%-9.5pp | 69.3%+4.0pp |
| Annual return | 54.85% | 45.08%+9.8pp | 263.63%-208.8pp | 318.58%-263.7pp |
| Employer contribution / active EE | $1,848 | $3,319-44.3% | $4,830-61.7% | $2,565-27.9% |
| Participant deferral / active EE | $4,452 | $5,946-25.1% | $7,353-39.4% | $3,952+12.7% |
| Admin fee / account holder | $23,488 | $6,934+238.7% | $10,800+117.5% | $6,261+275.2% |