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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,738 | $92,743+214.6% | $82,744+252.6% | $134,532+116.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -10.76% | 946.63%-957.4pp | 702.22%-713.0pp | 418.27%-429.0pp |
| Employer contribution / active EE | $10,000 | $3,273+205.6% | $3,008+232.4% | $4,741+110.9% |
| Participant deferral / active EE | $11,500 | $4,802+139.5% | $4,395+161.7% | $6,401+79.7% |
| Admin fee / account holder | $7,146 | $5,977+19.5% | $5,325+34.2% | $11,429-37.5% |