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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,040 | $100,938+209.1% | $90,461+244.9% | $158,982+96.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -2.13% | 1727.20%-1729.3pp | 1294.76%-1296.9pp | 302.99%-305.1pp |
| Employer contribution / active EE | $8,158 | $3,691+121.0% | $3,264+150.0% | $4,763+71.3% |
| Participant deferral / active EE | $13,217 | $4,350+203.9% | $3,964+233.4% | $5,983+120.9% |
| Admin fee / account holder | $1,192 | $6,510-81.7% | $5,617-78.8% | $11,252-89.4% |