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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,825 | $134,817-46.0% | $123,973-41.3% | $155,188-53.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.34% | 515.49%-498.2pp | 388.13%-370.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,898 | $4,425-57.1% | $4,126-54.0% | $4,248-55.3% |
| Participant deferral / active EE | $3,107 | $5,706-45.5% | $5,247-40.8% | $6,531-52.4% |
| Admin fee / account holder | $443 | $13,245-96.7% | $11,799-96.2% | $14,480-96.9% |