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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,005 | $133,998-61.2% | $112,263-53.7% | $134,545-61.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.54% | 47.17%-64.7pp | 27.49%-45.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $1,490 | $4,040-63.1% | $3,636-59.0% | $4,742-68.6% |
| Participant deferral / active EE | $2,558 | $5,292-51.7% | $4,729-45.9% | $6,401-60.0% |
| Admin fee / account holder | $2,172 | $7,493-71.0% | $6,410-66.1% | $11,431-81.0% |