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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,679 | $115,225-95.1% | $100,712-94.4% | $138,895-95.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 20.67% | 40.35%-19.7pp | 33.27%-12.6pp | 145.39%-124.7pp |
| Employer contribution / active EE | $2,656 | $2,771-4.2% | $2,313+14.8% | $4,194-36.7% |
| Participant deferral / active EE | $4,456 | $4,699-5.2% | $4,085+9.1% | $6,396-30.3% |
| Admin fee / account holder | $814 | $10,844-92.5% | $9,256-91.2% | $12,562-93.5% |