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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,865 | $81,276-22.7% | $155,574-59.6% | $80,925-22.3% |
| Participation rate | 59.7% | 66.2%-6.6pp | 78.2%-18.5pp | 67.7%-8.0pp |
| Annual return | 12.45% | 33.36%-20.9pp | 64.87%-52.4pp | 35.65%-23.2pp |
| Employer contribution / active EE | $4,747 | $3,103+53.0% | $4,676+1.5% | $2,756+72.2% |
| Participant deferral / active EE | $10,433 | $3,453+202.2% | $5,629+85.3% | $4,299+142.7% |
| Admin fee / account holder | $8,644 | $7,993+8.1% | $15,914-45.7% | $6,940+24.6% |