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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,641 | $185,312+50.4% | $161,489+72.5% | $154,746+80.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.43% | 103.84%-88.4pp | 89.72%-74.3pp | 172.34%-156.9pp |
| Employer contribution / active EE | $7,624 | $4,769+59.9% | $4,268+78.6% | $4,379+74.1% |
| Participant deferral / active EE | $6,705 | $6,350+5.6% | $5,630+19.1% | $6,730-0.4% |
| Admin fee / account holder | $5,014 | $18,654-73.1% | $16,006-68.7% | $14,365-65.1% |