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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,211 | $175,231-11.4% | $149,696+3.7% | $139,466+11.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.34% | 166.77%-150.4pp | 134.46%-118.1pp | 373.66%-357.3pp |
| Employer contribution / active EE | $9,943 | $5,478+81.5% | $4,821+106.3% | $4,754+109.2% |
| Participant deferral / active EE | $7,878 | $6,521+20.8% | $5,682+38.7% | $6,712+17.4% |
| Admin fee / account holder | $1,794 | $16,155-88.9% | $13,212-86.4% | $11,409-84.3% |