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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,927 | $114,119-96.6% | $107,187-96.3% | $138,895-97.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 18.47% | 273.21%-254.7pp | 204.55%-186.1pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,202 | $4,059-70.4% | $3,782-68.2% | $4,194-71.3% |
| Participant deferral / active EE | $1,912 | $5,538-65.5% | $5,096-62.5% | $6,396-70.1% |
| Admin fee / account holder | $368 | $10,024-96.3% | $9,162-96.0% | $12,562-97.1% |