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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,521 | $125,778-55.1% | $114,563-50.7% | $154,746-63.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 13.88% | 295.14%-281.3pp | 241.09%-227.2pp | 172.34%-158.5pp |
| Employer contribution / active EE | $3,971 | $2,806+41.5% | $2,592+53.2% | $4,379-9.3% |
| Participant deferral / active EE | $400 | $4,445-91.0% | $4,142-90.3% | $6,730-94.1% |
| Admin fee / account holder | $1,308 | $8,190-84.0% | $7,623-82.8% | $14,365-90.9% |