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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,664 | $103,038+106.4% | $90,324+135.4% | $152,909+39.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 13.94% | 95.25%-81.3pp | 78.15%-64.2pp | 345.46%-331.5pp |
| Employer contribution / active EE | $4,767 | $3,141+51.8% | $2,856+66.9% | $4,764+0.1% |
| Participant deferral / active EE | $25,150 | $4,282+487.4% | $3,885+547.3% | $5,851+329.8% |
| Admin fee / account holder | $11,497 | $6,177+86.1% | $5,356+114.7% | $11,601-0.9% |