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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,449 | $115,796-53.8% | $101,264-47.2% | $158,950-66.4% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 22.16% | 56.15%-34.0pp | 46.48%-24.3pp | 302.91%-280.8pp |
| Employer contribution / active EE | $1,589 | $4,175-61.9% | $3,660-56.6% | $4,762-66.6% |
| Participant deferral / active EE | $1,769 | $4,958-64.3% | $4,370-59.5% | $5,983-70.4% |
| Admin fee / account holder | $292 | $7,247-96.0% | $5,947-95.1% | $11,248-97.4% |