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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,585 | $175,600+17.1% | $129,110+59.2% | $134,509+52.8% |
| Participation rate | 83.3% | 81.6%+1.8pp | 77.3%+6.1pp | 81.2%+2.1pp |
| Annual return | -18.88% | -11.39%-7.5pp | -10.94%-7.9pp | 418.13%-437.0pp |
| Employer contribution / active EE | $0 | $6,355-100.0% | $5,052-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $7,036 | $7,975-11.8% | $6,542+7.5% | $6,400+9.9% |
| Admin fee / account holder | $11,037 | $23,567-53.2% | $14,302-22.8% | $11,427-3.4% |