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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,585 | $175,646+17.0% | $129,118+59.2% | $134,532+52.8% |
| Participation rate | 83.3% | 81.6%+1.8pp | 77.2%+6.1pp | 81.2%+2.1pp |
| Annual return | -18.88% | -11.39%-7.5pp | -10.94%-7.9pp | 418.27%-437.1pp |
| Employer contribution / active EE | $0 | $6,355-100.0% | $5,051-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $7,036 | $7,970-11.7% | $6,539+7.6% | $6,401+9.9% |
| Admin fee / account holder | $11,037 | $23,578-53.2% | $14,305-22.8% | $11,429-3.4% |