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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,392 | $175,257-84.4% | $149,717-81.7% | $139,456-80.4% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 25.98% | 166.70%-140.7pp | 134.41%-108.4pp | 373.45%-347.5pp |
| Employer contribution / active EE | $1,501 | $5,477-72.6% | $4,820-68.9% | $4,753-68.4% |
| Participant deferral / active EE | $6,170 | $6,521-5.4% | $5,682+8.6% | $6,711-8.1% |
| Admin fee / account holder | $36 | $16,156-99.8% | $13,213-99.7% | $11,407-99.7% |