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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,427 | $190,862-96.6% | $159,991-96.0% | $134,509-95.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -17.91% | 552.59%-570.5pp | 408.82%-426.7pp | 418.13%-436.0pp |
| Employer contribution / active EE | $1,816 | $4,995-63.6% | $4,225-57.0% | $4,741-61.7% |
| Participant deferral / active EE | $2,036 | $6,924-70.6% | $6,183-67.1% | $6,400-68.2% |
| Admin fee / account holder | $628 | $10,495-94.0% | $8,715-92.8% | $11,427-94.5% |