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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,849 | $114,119-62.5% | $107,187-60.0% | $138,895-69.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 11.12% | 273.21%-262.1pp | 204.55%-193.4pp | 145.39%-134.3pp |
| Employer contribution / active EE | $2,602 | $4,059-35.9% | $3,782-31.2% | $4,194-38.0% |
| Participant deferral / active EE | $6,604 | $5,538+19.2% | $5,096+29.6% | $6,396+3.2% |
| Admin fee / account holder | $2,435 | $10,024-75.7% | $9,162-73.4% | $12,562-80.6% |