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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,277 | $100,805-88.8% | $86,698-87.0% | $134,532-91.6% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | 0.00% | 29.09%-29.1pp | 35.95%-35.9pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,761 | $3,490-20.9% | $2,837-2.7% | $4,741-41.8% |
| Participant deferral / active EE | $7,680 | $5,339+43.8% | $4,656+64.9% | $6,401+20.0% |
| Admin fee / account holder | $404 | $10,925-96.3% | $7,493-94.6% | $11,429-96.5% |