Retirement plan

ACTIVE INTEREST MEDIA 401(K) PLAN

Name: ACTIVE INTEREST MEDIA HOLDCO, - ACTIVE INTEREST MEDIA 401(K) PLAN (2020) Form 5500
Creator: ACTIVE INTEREST MEDIA HOLDCO,
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACTIVE INTEREST MEDIA 401(K) PLAN, ACTIVE INTEREST MEDIA HOLDCO,

ACTIVE INTEREST MEDIA HOLDCO,EIN 84-3850546Plan #001PY 2020

5720 FLATIRON PARKWAY - BOULDER, CO 80301303-253-6301aimmedia.comLinkedIn201-500 employeespublishing

Prospect flagsHigh feesLow employer contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$17.7M

-14.3% from 2019

Total participants

398

-25.6% from 2019

Average account balance

$54,517

+10.0% from 2019

Annual return

12.20%

-14.10 pp from 2019

Benchmarks

See 1,160 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort1,160 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

271

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+33.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$326

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Service code 15 · EIN 04-1590850	Recordkeeping	$93,004
MERRILL LYNCH PIERCE FENNER & SMITH2+ years Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085	Advisory (Plan)	$46,437
HOLTHOUSE CARLIN & VAN TRIGT LLP1 year Filed as: HOLTHOUSE, CARLIN, VAN TRIGT Service code 10 · EIN 95-4345526	Accounting	$15,440
AMERICAN FUNDS2+ years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
BLACKROCK2+ years Service code 52 · EIN 51-0318674	Indirect Investment Fees	$0
FRANKLIN TEMPLETON2+ years Filed as: FRANKLINTEMPLETON Service code 52 · EIN 13-3151768	Indirect Investment Fees	$0
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO Service code 52 · EIN 41-0449260	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3D2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$155K

$513 / participant

Investment mgmt$129K83.0%
Contract admin$9K6.1%
Other / not subdivided$17K10.9%

% of EOY assets

0.874%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOLTHOUSE, CARLIN AND VAN TRIGT, L
Auditor EIN: 954345526
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,517

$85,135-36.0%

$98,916-44.9%

$73,412-25.7%

Participation rate

75.8%

81.1%-5.3pp

76.0%-0.2pp

72.2%+3.7pp

Annual return

12.20%

19.14%-6.9pp

196.45%-184.3pp

59.30%-47.1pp

Employer contribution / active EE

$27

$2,721-99.0%

$2,689-99.0%

$2,234-98.8%

Participant deferral / active EE

$5,401

$4,349+24.2%

$4,245+27.2%

$3,806+41.9%

Admin fee / account holder

$477

$139+242.2%

$6,642-92.8%

$158+201.8%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Service code 15 · EIN 04-1590850

Recordkeeping

$93,004

MERRILL LYNCH PIERCE FENNER & SMITH2+ years

Filed as: MERRILL LYNCH

Service code 27 · EIN 13-5674085

Advisory (Plan)

$46,437

HOLTHOUSE CARLIN & VAN TRIGT LLP1 year

Filed as: HOLTHOUSE, CARLIN, VAN TRIGT

Service code 10 · EIN 95-4345526

Accounting

$15,440

AMERICAN FUNDS2+ years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

BLACKROCK2+ years

Service code 52 · EIN 51-0318674

Indirect Investment Fees

FRANKLIN TEMPLETON2+ years

Filed as: FRANKLINTEMPLETON

Service code 52 · EIN 13-3151768

Indirect Investment Fees

WELLS FARGO BANK, N.A.2+ years

Filed as: WELLS FARGO

Service code 52 · EIN 41-0449260

Indirect Investment Fees

ACTIVE INTEREST MEDIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACTIVE INTEREST MEDIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion