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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,630 | $99,995-18.4% | $85,063-4.0% | $145,978-44.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 0.61% | 83.99%-83.4pp | 66.54%-65.9pp | 550.52%-549.9pp |
| Employer contribution / active EE | $2,521 | $3,231-22.0% | $2,727-7.6% | $4,662-45.9% |
| Participant deferral / active EE | $7,269 | $5,295+37.3% | $4,523+60.7% | $6,690+8.7% |
| Admin fee / account holder | $2,930 | $7,255-59.6% | $6,155-52.4% | $13,400-78.1% |