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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,796 | $165,361+22.0% | $149,715+34.8% | $158,950+27.0% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 0.00% | 348.24%-348.2pp | 276.66%-276.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $10,343 | $5,103+102.7% | $4,645+122.7% | $4,762+117.2% |
| Participant deferral / active EE | $11,901 | $7,182+65.7% | $6,842+73.9% | $5,983+98.9% |
| Admin fee / account holder | $5,487 | $10,808-49.2% | $9,310-41.1% | $11,248-51.2% |