Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,747 | $29,736-30.2% | $56,033-63.0% | $80,935-74.4% |
| Participation rate | 63.6% | 41.7%+21.9pp | 52.5%+11.1pp | 67.7%-4.0pp |
| Annual return | -9.31% | 35.28%-44.6pp | 1711.38%-1720.7pp | 35.66%-45.0pp |
| Employer contribution / active EE | $955 | $671+42.2% | $1,041-8.2% | $2,757-65.4% |
| Participant deferral / active EE | $1,959 | $1,228+59.5% | $1,954+0.3% | $4,299-54.4% |
| Admin fee / account holder | $1,501 | $2,434-38.3% | $2,827-46.9% | $6,924-78.3% |