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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,875 | $29,733-63.4% | $56,025-80.6% | $80,959-86.6% |
| Participation rate | 41.1% | 41.7%-0.7pp | 52.5%-11.4pp | 67.7%-26.6pp |
| Annual return | 454.24% | 35.28%+419.0pp | 1712.69%-1258.4pp | 35.67%+418.6pp |
| Employer contribution / active EE | $699 | $672+4.1% | $1,042-32.9% | $2,757-74.6% |
| Participant deferral / active EE | $1,079 | $1,229-12.2% | $1,955-44.8% | $4,300-74.9% |
| Admin fee / account holder | $460 | $2,434-81.1% | $2,828-83.7% | $6,925-93.4% |