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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,875 | $29,667-63.3% | $56,441-80.7% | $80,874-86.6% |
| Participation rate | 41.1% | 41.7%-0.6pp | 52.5%-11.4pp | 67.6%-26.6pp |
| Annual return | 454.24% | 35.22%+419.0pp | 1704.21%-1250.0pp | 35.62%+418.6pp |
| Employer contribution / active EE | $699 | $669+4.5% | $1,039-32.7% | $2,756-74.6% |
| Participant deferral / active EE | $1,079 | $1,227-12.0% | $1,953-44.7% | $4,297-74.9% |
| Admin fee / account holder | $460 | $2,429-81.1% | $2,829-83.7% | $6,935-93.4% |