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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,581 | $202,463-50.8% | $169,397-41.2% | $139,487-28.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 9.35% | 532.64%-523.3pp | 406.23%-396.9pp | 373.84%-364.5pp |
| Employer contribution / active EE | $10,875 | $4,694+131.7% | $4,013+171.0% | $4,755+128.7% |
| Participant deferral / active EE | $13,785 | $6,941+98.6% | $6,223+121.5% | $6,713+105.4% |
| Admin fee / account holder | $710 | $10,726-93.4% | $9,017-92.1% | $11,407-93.8% |