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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,864 | $227,597-70.6% | $189,575-64.7% | $167,536-60.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 18.77% | 78.44%-59.7pp | 64.19%-45.4pp | 478.82%-460.0pp |
| Employer contribution / active EE | $20,210 | $5,316+280.2% | $4,412+358.1% | $4,839+317.6% |
| Participant deferral / active EE | $15,101 | $7,002+115.7% | $6,174+144.6% | $6,342+138.1% |
| Admin fee / account holder | $313 | $11,877-97.4% | $9,806-96.8% | $12,315-97.5% |