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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,295 | $108,897+84.8% | $100,378+100.5% | $145,877+38.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.81% | 58.17%-43.4pp | 49.41%-34.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $7,455 | $4,420+68.7% | $3,942+89.1% | $4,663+59.9% |
| Participant deferral / active EE | $5,703 | $8,455-32.5% | $8,087-29.5% | $6,691-14.8% |
| Admin fee / account holder | $16,484 | $9,690+70.1% | $7,899+108.7% | $13,402+23.0% |