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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,141 | $99,644+9.5% | $86,438+26.3% | $134,532-18.9% |
| Participation rate | 94.4% | 82.1%+12.4pp | 80.3%+14.1pp | 81.2%+13.2pp |
| Annual return | -22.15% | 6787.26%-6809.4pp | 4397.19%-4419.3pp | 418.27%-440.4pp |
| Employer contribution / active EE | $7,997 | $4,402+81.7% | $3,769+112.1% | $4,741+68.7% |
| Participant deferral / active EE | $4,532 | $7,247-37.5% | $6,952-34.8% | $6,401-29.2% |
| Admin fee / account holder | $1,953 | $8,375-76.7% | $6,733-71.0% | $11,429-82.9% |