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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,141 | $99,647+9.5% | $86,439+26.3% | $134,509-18.9% |
| Participation rate | 94.4% | 82.1%+12.4pp | 80.3%+14.1pp | 81.2%+13.2pp |
| Annual return | -22.15% | 6784.13%-6806.3pp | 4395.55%-4417.7pp | 418.13%-440.3pp |
| Employer contribution / active EE | $7,997 | $4,401+81.7% | $3,769+112.2% | $4,741+68.7% |
| Participant deferral / active EE | $4,532 | $7,246-37.5% | $6,952-34.8% | $6,400-29.2% |
| Admin fee / account holder | $1,953 | $8,373-76.7% | $6,732-71.0% | $11,427-82.9% |