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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,125 | $183,627-50.9% | $155,602-42.1% | $145,978-38.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.40% | 61.32%-52.9pp | 64.81%-56.4pp | 550.52%-542.1pp |
| Employer contribution / active EE | $10,843 | $5,316+104.0% | $4,675+131.9% | $4,662+132.6% |
| Participant deferral / active EE | $9,981 | $6,466+54.4% | $5,629+77.3% | $6,690+49.2% |
| Admin fee / account holder | $461 | $19,327-97.6% | $15,923-97.1% | $13,400-96.6% |