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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,095 | $183,516-65.6% | $155,534-59.4% | $145,884-56.7% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 11.26% | 61.43%-50.2pp | 64.92%-53.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $8,127 | $5,315+52.9% | $4,675+73.9% | $4,662+74.3% |
| Participant deferral / active EE | $5,918 | $6,467-8.5% | $5,630+5.1% | $6,690-11.5% |
| Admin fee / account holder | $5,107 | $19,293-73.5% | $15,900-67.9% | $13,392-61.9% |