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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,933 | $175,259-69.8% | $149,723-64.6% | $139,487-62.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.55% | 166.82%-153.3pp | 134.50%-120.9pp | 373.84%-360.3pp |
| Employer contribution / active EE | $8,783 | $5,478+60.3% | $4,821+82.2% | $4,755+84.7% |
| Participant deferral / active EE | $4,979 | $6,522-23.7% | $5,682-12.4% | $6,713-25.8% |
| Admin fee / account holder | $8,235 | $16,158-49.0% | $13,215-37.7% | $11,407-27.8% |