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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,095 | $183,539-65.6% | $155,556-59.4% | $145,897-56.8% |
| Participation rate | 95.8% | 82.7%+13.1pp | 78.2%+17.6pp | 80.3%+15.5pp |
| Annual return | 11.26% | 61.31%-50.0pp | 64.84%-53.6pp | 552.29%-541.0pp |
| Employer contribution / active EE | $8,127 | $5,315+52.9% | $4,675+73.8% | $4,663+74.3% |
| Participant deferral / active EE | $5,918 | $6,467-8.5% | $5,631+5.1% | $6,689-11.5% |
| Admin fee / account holder | $5,107 | $19,275-73.5% | $15,885-67.9% | $13,390-61.9% |