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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,325 | $223,823+33.3% | $211,142+41.3% | $154,746+92.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 19.07% | 50.39%-31.3pp | 46.84%-27.8pp | 172.34%-153.3pp |
| Employer contribution / active EE | $4,047 | $6,787-40.4% | $6,442-37.2% | $4,379-7.6% |
| Participant deferral / active EE | $14,563 | $9,750+49.4% | $9,284+56.9% | $6,730+116.4% |
| Admin fee / account holder | $6,748 | $19,707-65.8% | $19,076-64.6% | $14,365-53.0% |