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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,679 | $201,344+20.5% | $184,243+31.7% | $145,877+66.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.13% | 29.01%-16.9pp | 28.82%-16.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $10,316 | $7,022+46.9% | $6,427+60.5% | $4,663+121.2% |
| Participant deferral / active EE | $13,033 | $9,807+32.9% | $9,132+42.7% | $6,691+94.8% |
| Admin fee / account holder | $5,856 | $16,382-64.3% | $13,914-57.9% | $13,402-56.3% |