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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,679 | $201,370+20.5% | $184,256+31.7% | $145,897+66.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.13% | 29.05%-16.9pp | 28.85%-16.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $10,316 | $7,024+46.9% | $6,427+60.5% | $4,663+121.3% |
| Participant deferral / active EE | $13,033 | $9,808+32.9% | $9,133+42.7% | $6,689+94.8% |
| Admin fee / account holder | $5,856 | $16,364-64.2% | $13,899-57.9% | $13,390-56.3% |