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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,034 | $65,555-80.1% | $86,216-84.9% | $75,173-82.7% |
| Participation rate | 88.9% | 60.5%+28.4pp | 69.0%+19.9pp | 67.2%+21.7pp |
| Annual return | 22.05% | 46.07%-24.0pp | 1169.42%-1147.4pp | 160.72%-138.7pp |
| Employer contribution / active EE | $556 | $1,553-64.2% | $2,382-76.7% | $2,671-79.2% |
| Participant deferral / active EE | $4,605 | $3,023+52.3% | $3,986+15.5% | $4,126+11.6% |
| Admin fee / account holder | $507 | $5,469-90.7% | $6,853-92.6% | $5,651-91.0% |