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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,842 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,890 | $84,482-63.4% | $125,363-75.4% | $66,930-53.8% |
| Participation rate | 96.4% | 76.4%+19.9pp | 82.4%+14.0pp | 69.8%+26.5pp |
| Annual return | -16.10% | -8.49%-7.6pp | 572.15%-588.2pp | 1.57%-17.7pp |
| Employer contribution / active EE | $4,983 | $3,553+40.3% | $4,815+3.5% | $2,545+95.8% |
| Participant deferral / active EE | $10,571 | $6,782+55.9% | $7,447+42.0% | $4,238+149.4% |
| Admin fee / account holder | $170 | $685-75.2% | $10,005-98.3% | $593-71.4% |