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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,731 | $96,361-94.1% | $80,607-92.9% | $139,456-95.9% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 59.39% | 1350.95%-1291.6pp | 936.11%-876.7pp | 373.45%-314.1pp |
| Employer contribution / active EE | $3,456 | $3,262+5.9% | $2,724+26.9% | $4,753-27.3% |
| Participant deferral / active EE | $8,104 | $5,232+54.9% | $4,448+82.2% | $6,711+20.8% |
| Admin fee / account holder | $553 | $6,601-91.6% | $5,379-89.7% | $11,407-95.2% |