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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,760 | $77,908-43.8% | $149,696-70.8% | $75,173-41.8% |
| Participation rate | 46.9% | 65.6%-18.7pp | 78.8%-31.9pp | 67.2%-20.3pp |
| Annual return | 10.85% | 31.73%-20.9pp | 134.46%-123.6pp | 160.72%-149.9pp |
| Employer contribution / active EE | $998 | $3,138-68.2% | $4,821-79.3% | $2,671-62.6% |
| Participant deferral / active EE | $2,234 | $3,411-34.5% | $5,682-60.7% | $4,126-45.9% |
| Admin fee / account holder | $118 | $5,950-98.0% | $13,212-99.1% | $5,651-97.9% |