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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,681 | $95,406-66.8% | $185,849-83.0% | $85,847-63.1% |
| Participation rate | 51.7% | 68.8%-17.0pp | 81.7%-30.0pp | 69.3%-17.6pp |
| Annual return | 4.68% | 23.59%-18.9pp | 122.10%-117.4pp | 318.61%-313.9pp |
| Employer contribution / active EE | $1,158 | $3,314-65.0% | $5,169-77.6% | $2,565-54.8% |
| Participant deferral / active EE | $1,804 | $3,424-47.3% | $5,569-67.6% | $3,952-54.4% |
| Admin fee / account holder | $7 | $7,214-99.9% | $16,244-100.0% | $6,261-99.9% |