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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,379 | $100,125+56.2% | $81,482+91.9% | $145,978+7.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 16.69% | 34.44%-17.7pp | 24.79%-8.1pp | 550.52%-533.8pp |
| Employer contribution / active EE | $13,200 | $2,977+343.3% | $2,463+435.9% | $4,662+183.2% |
| Participant deferral / active EE | $29,400 | $4,609+537.8% | $3,885+656.7% | $6,690+339.5% |
| Admin fee / account holder | $3,956 | $8,198-51.7% | $5,761-31.3% | $13,400-70.5% |