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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,604 | $99,053-87.3% | $88,179-85.7% | $138,895-90.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 19.98% | 78.17%-58.2pp | 64.97%-45.0pp | 145.39%-125.4pp |
| Employer contribution / active EE | $501 | $2,882-82.6% | $2,549-80.3% | $4,194-88.0% |
| Participant deferral / active EE | $2,330 | $5,225-55.4% | $4,614-49.5% | $6,396-63.6% |
| Admin fee / account holder | $1,221 | $8,748-86.0% | $7,673-84.1% | $12,562-90.3% |